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Wednesday

Online Security Alerts

The Holiday Season is just a little bit down the road and the bad guys are already trying to get free stuff by using your credit.

New Credit Card Scam Snopes.com says this is true. See this site -
http://www.snopes.com/crime/warnings/creditcard.asp This Snopes site says TRUE.

This one is pretty slick since they provide YOU with all the information, except the one piece they want. What the scammers want is the 3-digit PIN number on the back of the card. Don't give it to them. Instead, tell them you'll call VISA or Master card directly for verification of their conversation.

Note, the callers do not ask for your card number; they already have it. This information is worth reading. By understanding how the VISA & MasterCard Telephone Credit Card Scam works, you'll be better prepared to protect yourself.

One of our employees was called on Wednesday from 'VISA', and I was called on Thursday from 'Master Card'.

The scam works like this: Person calling says, 'This is (name), and I'm calling from the Security and Fraud Department at VISA. My badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by ( name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a Marketing company based in Arizona ?'nbsp;When you say 'No', the caller continues with, 'Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?'

You say 'yes'. The caller continues - 'I will be starting a Fraud investigation. If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800-VISA) and ask for Security.

You will need to refer to this Control Number. The caller then gives you a 6 digit number. 'Do you need me to read it again?'

Here's the IMPORTANT part on how the scam works. The caller then says, 'I need to verify you are in possession of your card.' He'll ask you to 'turn your card over and look for some numbers.' There are 7 numbers; the first 4 are part of your card number, the next 3 are the security Numbers' that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he'll say, 'That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have you rcard. Do you have any other questions?' After you say, 'No,' the caller the thanks you and states, 'Don't hesitate to call back if you do', and hangs up.

You actually say very little, and they never ask for or tell you the Card number. But after we were called on Wednesday, we called back within 20 minutes to ask a question. Are we glad we did! The REAL VISA security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charged to our card ..

Long story - short - we made a real fraud report and closed the VISA account. VISA is reissuing us a new number. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you 'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a 'Jason Richardson of Master Card' with a word-for-word repeat of the VISA scam. This time I didn't let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening .

Please pass this on to all your family and friends. By informing each other, we protect each other.

SPYWARE ALERT
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MyWebSearch was this week's top PUP (Potentially Unwanted Program) worldwide. It is designed to install a search bar on the browser and modify the online search results.

The Zango adware, created to display ads while users browse the Internet, and the FunWeb PUP, have been the next most active malicious codes this week.

Nussack.A is designed to carry out multiple malicious actions. Its keylogger functions enable it to record keystrokes and mouse-clicks. It also carries out annoying actions, such as; opening and closing the CD-DVD drive, displaying the "I Love Kasun" message or making the Internet Explorer window flicker.

It uses USB memory sticks, digital cameras and MP3 players to copy itself onto removable drives and spread.

Nama.A also uses this method to spread. It entices users to run it and then copies itself onto the system using the XLS file names, but with a VBS extension. It then conceals all the file extensions, so users cannot tell the difference between the original file and the copy of the worm.

This worm prevents programs from running on system start-ups. It also creates registry subkeys that alter the system performance, and which if not repaired correctly after an infection, could render the system unusable.

Nama.A carries out other malicious actions, such as hiding the Search and Run options in the Start menu, and blocking access to the MS-DOS console.

FlashJumper.M is a worm that copies itself onto the drives connected to the system, including those of the network. It also creates an autorun.inf file on all of them to make sure it is run when users access the drive through Windows explorer.

This worm also creates a key in the Registry Windows to ensure it is run
with every system restart.

Be careful out there!


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Sunday

FREE Monthly Online Income... NO CATCH!

Michael Badger brings you a new kind of affiliate program at
http://www.michaelbadger.com

What is different about this one?

First, you get FREE MONTHLY INCOME JUST FOR SIGNING UP!

You never have to buy anything, sell anything or recruit anyone! It sounds unrealistic at first, but the plan of how this is going to be accomplished is laid out for you right on the homepage.

Basically, it is a profit share for a new service that will soon be launched. A portion of the profits from the service will be allocated to go to the pool of people that sign up to receive a share of it NOW!

This is not one of those profit shares where you HAVE to be a paying member of the service to get a part of it. In fact, once the service is launched, people will NO LONGER be able to get onto the earnings pool list! So, as the service grows in popularity, the amount given to the pool will go UP but the number of people in the pool will STAY THE SAME! As earnings rise, your share will rise too!

YOU HAVE A CHANCE RIGHT NOW TO JUST SIGN UP AND RECEIVE A SHARE OF THE COMPANY'S PROFITS!

No strings attached!

Of course, this IS an affiliate program, so there are some benefits when you refer people…. BIG benefits.

But think about it for a minute - how easy would it be for you to promote an affiliate program if you could tell people there was free money for the taking JUST for signing up?

This is going to be the easiest affiliate program you have EVER promoted!

And here are the big benefits you get when you refer people:

1. You get another spot in the earnings pool for every person you refer who signs up for a portion of the free money! How easy is that!?

2. Plus, when the new service launches, it will be a paid-monthly service. When ANY of your free referrals decides to become a member of the new service, they will be YOUR referrals in the new program, and YOU will receive a monthly commission on the sale! Even if you yourself NEVER become a paying member of the new service! This is an easy way to secure a residual monthly income for a long time!

3. There is a product package at http://www.michaelbadger.com that members are offered one time only immediately after they signup. If your referrals buy that package, you will get a commission on that sale. It is a great package, and you get upgraded to Premium Member for free when you buy it, so a lot of your referrals will probably make the purchase.

So, this is NOT just an interesting pre-launch for the new service. You can start making income promoting http://www.michaelbadger.com right away!

So to just to recap:

- It is FREE to join.
- You get free MONTHLY income just for signing up
- If you choose to tell people about the free money they can also get, you will get huge rewards for doing so.

This is easily going to be one of the simplest programs you will ever promote!

Go sign up now because this is going to be huge!

http://www.michaelbadger.com



Visit here for: Online Income, Advertising Marketing, Traffic Generation Resources,



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UPDATED: COMMUNICATION IS VITAL TO ONLINE SUCCESS

In the last post to ths blog I recommended a new advertising and marketing service that I am co-admin of.

To celebrate the successful launch of ProfitsDesk, we are offering a huge discount... and an opportunity to get a life-time upgrade.

Visit the page below to find out more:
ProfitsDesk Launch Discount

ProfitsDesk is the ideal tool to improve communication with your customers, members and prospects. In addition, it is designed to give you a huge boost in free advertising results.

It is a tool that every online marketer needs, at a very sharp price.
And since improving communication is our business, you can expect great customer service.

This offer is strictly limited and expires soon...
ProfitsDesk Launch Discount


Visit here for: Online Income, Advertising Marketing, Traffic Generation Resources,



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Tuesday

COMMUNICATION IS VITAL TO ONLINE SUCCESS

My long-time business partner, Orlando Valleyken, has finally launched his helpdesk. He has been working on this for well over a year. He is quite the perfectionist, and his helpdesk could be his greatest achievement. It is an absolute gem.

I have now converted all of my sites over to Valleyken's helpdesk. You can see my helpdesk here:


You can join for free to promote the helpdesk. You get $50 commission for every sale of the helpdesk, and that $50 will be a recurrent yearly commission. Yes. Finally a great product with a great commission.

Here are some tidbits about this helpdesk.
- Requires no uploading. All you have to do to use it is redirect your contact page to your profitdesk page.
- You do not use your own server, so you will not have server spamming problems.
- It is extremely easy to set up.
- It gives you a choice of skins and templates, and changing the look of your helpdesk takes 2 minutes.
- It gives you a passive income. Whenever someone visits your helpdesk, they will be able to get a helpdesk of their own. If they buy one, you get a $50 commission. Remember that this commission will be a yearly recurrent commission.
- It allows you to passively advertise other sites of your choice via textlink advertising at the bottom.
- You can join and promote it for free, but the actual product (the helpdesk itself) will cost you $100 / year (a bargain for the service that you get).

Click the link below to check it out. If you own a website, this is a must have. If you just want to make some money, this is a great product to sell.
Check it out Here


Visit here for: Online Income, Advertising Marketing, Traffic Generation Resources,



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